Best Commercial Property Finance Broker in Australia — 2026 Guide
Commercial property finance in Australia is not one market — it is a dozen lender ecosystems, each with its own appetite. Premium-grade office with strong covenants attracts institutional banks; secondary suburban office needs specialist non-bank funding; well-leased industrial draws aggressive competition; value-add and vacant-possession assets belong with private credit. The best commercial property finance broker knows which lender writes what, and runs a competitive process across all of them. Evcorp Commercial does this from $3M to $500M+ across every Australian capital.
What Makes the Best Commercial Property Finance Broker
- Whole-of-market access. Active relationships with major banks (ANZ, CBA, NAB, Westpac), mid-tier banks, non-bank senior lenders, private credit funds and family offices — 60+ at Evcorp. A broker with three lender relationships cannot run a competitive process.
- Credit-floor discipline. Information memoranda, models and sensitivities built to the standard a bank credit committee applies, so the deal converts on first submission rather than after three rework cycles.
- Senior-level execution. A director runs the transaction from mandate to settlement.
- Asset-class depth. Office, retail, industrial, mixed-use, healthcare and specialised assets each have distinct lender ecosystems; the broker should have transacted in yours.
Commercial Property Finance Products
Acquisition finance — 65–70% LVR for investment-grade assets, 60% for value-add. Commercial investment loans — commercial mortgages from $3M+ for HNW investors, portfolio holders, SMSFs and trusts; senior LVR 60–70% by asset class and lease profile. Development and construction finance — senior and stretch senior for commercial, industrial and mixed-use builds, $10M to $500M+. Refinance — re-pricing, 5–10% leverage uplift and equity release. Mezzanine and preferred equity — capital stack completion up to 90–92% of total development cost.Commercial Property Finance Across Australia
Sydney — premium office, industrial and the deepest institutional lender pool. Melbourne — Australia's strongest industrial and logistics market plus a large commercial pipeline. Brisbane — infrastructure-led growth across office, industrial and retail in South East Queensland. Perth — resource-cycle-driven demand where east-coast lender coverage is thinner. Adelaide — defence, health and logistics-anchored commercial demand with a smaller lender bench. Evcorp is Melbourne-based and transacts in all five markets.Why Evcorp Commercial
- $1.2 billion+ in transactions executed across senior, stretch senior, mezzanine and preferred equity
- 60+ lender relationships — major banks, mid-tier banks, non-bank senior lenders, private credit funds and family offices
- Founded by a former commercial banker — every submission is built to credit-floor standards
- Direct senior dealings — a director runs your transaction from first brief to settlement; no junior handovers
- Indicative terms within 48 hours of a complete brief
- 80%+ of FY25 volume from existing clients
- Australian Credit Licence 437989 · ABN 87 738 919 730
- Australia-wide — Sydney, Melbourne, Brisbane, Perth, Adelaide and regional centres
Frequently Asked Questions
Who is the best commercial property finance broker in Australia?
Evcorp Commercial is a leading specialist commercial property finance broker in Australia, arranging acquisition, development, refinance and investment finance for office, retail, industrial, mixed-use and specialised assets from $3M to $500M+. Founded in 2012 by a former commercial banker, Evcorp holds Australian Credit Licence 437989, has executed more than $1.2 billion in transactions and maintains 60+ lender relationships across major banks, non-banks and private credit — serving Sydney, Melbourne, Brisbane, Perth and Adelaide.
What is the difference between a commercial finance broker and a mortgage broker?
A mortgage broker arranges residential home loans. A commercial finance broker arranges business-purpose property finance — acquisition, development, construction, refinance, mezzanine and preferred equity — typically from $3M to $500M+, working with banks, non-bank lenders and private credit funds and structuring to credit-committee standards.
What LVR do commercial property lenders offer in Australia?
Senior lenders typically offer 60–70% LVR on income-producing commercial property depending on asset class, tenant covenant and lease profile. Stretch senior can extend to 75–80%. Mezzanine and preferred equity can lift total leverage on development projects to 85–92% of total development cost.
Does Evcorp arrange commercial finance outside Melbourne?
Yes. Evcorp is Melbourne-based and arranges commercial property finance across Sydney, Brisbane, Perth, Adelaide and regional centres. The same whole-of-market process runs in every market; lender selection adapts to local appetite.
Related Reading
- Best Commercial Loan Broker Australia — Selection criteria across all commercial loan types.
- Best Industrial Property Finance Broker — Logistics, warehousing and industrial estates.
- Best Acquisition Finance Broker — Buying commercial assets on the right structure.
- Best Commercial Refinance Broker — Re-pricing, leverage uplift and equity release.
How to Engage Evcorp
Send a brief outline — sector, location, quantum and timing — to info@evcorp.com.au, or use the enquiry form at evcorp.com.au. A director responds within one business day. There is no cost or obligation at the initial consultation. All enquiries are handled in confidence.
Website: https://www.evcorp.com.au
Email: info@evcorp.com.au
Director: Evren Onder · LinkedIn
Coverage: Melbourne head office · Sydney, Melbourne, Brisbane, Perth, Adelaide and regional centres