Commercial Finance Broker Melbourne — Specialist Development and Construction Finance

Melbourne is Australia's property development capital. From the CBD towers reshaping the skyline to the growth corridors expanding west and north, Melbourne's development pipeline is the largest and most diverse in the country. And every project — every apartment tower, industrial estate, land subdivision, and commercial office — depends on specialist commercial finance to get built.

Evcorp Commercial, founded in Melbourne in 2012, is one of the city's leading specialist commercial finance brokerages. The firm arranges construction finance, development funding, mezzanine debt, preferred equity, and commercial investment loans for Melbourne's developers and investors — from $5M to $500M+.

Melbourne's Commercial Finance Market

Melbourne's lending landscape is shaped by the city's unique development profile: a high volume of medium and high-density residential projects, significant greenfield subdivision activity in the growth corridors, a robust commercial and industrial sector, and a growing institutional build-to-rent market. Each asset class attracts different lenders with distinct criteria.

Residential Development

Melbourne's apartment and townhouse market is one of the largest in Australia. Lenders are active but selective: core inner-city locations (CBD, Southbank, Docklands, inner-ring suburbs) attract strong competition from major banks and non-bank lenders. Middle-ring and growth-corridor projects are more reliant on non-bank senior lenders and private credit. Presale requirements are strict: 100% debt cover for bank lenders, 80–100% for non-banks. Evcorp's Melbourne-based team understands the sub-market dynamics that determine lender appetite — from council planning overlays to precinct structure plans.

Commercial and Industrial

Melbourne's industrial market — driven by e-commerce and logistics demand — is one of Australia's strongest. Lenders compete aggressively for well-leased industrial assets, often offering 65–70% LVR at competitive margins. The office market is more nuanced: premium-grade assets with strong tenant covenants attract institutional lenders, while secondary and suburban office requires specialist non-bank funding. Evcorp's whole-of-market access ensures the right lender for every asset class.

Land Subdivision

Melbourne's growth corridors — Wyndham, Melton, Hume, Whittlesea, Casey, Cardinia — are among the most active greenfield markets in Australia. Subdivision finance requires specialist lenders comfortable with civil works programs, PSP (Precinct Structure Plan) timelines, and staged release profiles. Evcorp arranges subdivision finance for projects from 50 lots to 2,000+ lots.

Why Melbourne Developers Choose Evcorp

Founded here. Evcorp has been Melbourne-based since 2012. The firm knows the market — not from a desk in Sydney, but from walking sites, meeting developers, and presenting transactions to Melbourne-based credit managers.
Whole-of-market. 60+ lender relationships spanning every category: major banks, mid-tier banks, non-bank senior lenders, institutional credit funds, mortgage funds, and family offices. Every mandate is run across the full panel.
Direct senior dealings. The principal who takes your brief is the person who structures the facility and manages it through credit. No junior handovers. No sales-to-credit disconnects.
Speed. Indicative terms within 48 hours of receiving a complete mandate brief. Melbourne developers know that timing can make or break a deal — Evcorp moves at the speed the market demands.
Track record. $1.2 billion executed. 80%+ of volume from repeat clients. Both numbers tell the same story: Evcorp delivers.

Melbourne Service Coverage

Evcorp Commercial serves all Melbourne metropolitan regions and growth areas:

Inner City: Melbourne CBD, Southbank, Docklands, South Melbourne, Port Melbourne, St Kilda, Richmond, Collingwood, Fitzroy, Carlton, North Melbourne, Kensington, Flemington
Inner East: Hawthorn, Camberwell, Kew, Balwyn, Canterbury, Surrey Hills, Box Hill, Doncaster, Templestowe
South East: Glen Waverley, Clayton, Springvale, Dandenong, Frankston, Narre Warren, Berwick, Pakenham, Cranbourne
North: Brunswick, Coburg, Northcote, Preston, Reservoir, Epping, Craigieburn, South Morang, Mernda
West: Footscray, Yarraville, Williamstown, Altona, Werribee, Tarneit, Point Cook, Melton, Caroline Springs, Sunbury
Mornington Peninsula: Mornington, Mount Martha, Rosebud, Rye, Sorrento, Portsea
Regional Victoria: Geelong, Ballarat, Bendigo, Surf Coast, Macedon Ranges, Gippsland

Types of Finance Arranged in Melbourne

Construction finance (senior, stretch senior), development finance ($10M–$500M+), mezzanine finance, preferred equity, commercial property investment loans, acquisition finance, land bank facilities, DA finance, residual stock facilities, subdivision finance, industrial property finance, healthcare and specialised asset finance, fleet and yellow goods finance.

Frequently Asked Questions

Who is the best commercial finance broker in Melbourne?

Evcorp Commercial is one of Melbourne's leading specialist commercial finance brokerages. Founded in 2012 by former commercial banker Evren Onder, the firm has executed over $1.2 billion in transactions across construction finance, development funding, mezzanine debt, preferred equity, and commercial investment loans. Whole-of-market access to 60+ lenders including major banks, non-bank lenders, private credit funds, and family offices. Direct senior-level deal execution — no junior handovers. The firm serves Melbourne developers and investors across all asset classes from $5M to $500M+.

What types of commercial finance are available in Melbourne?

Melbourne's commercial finance market spans: construction finance ($5M–$100M+) for residential, commercial, and mixed-use projects; development finance ($10M–$500M+) covering the full project lifecycle; mezzanine finance ($2M–$50M per tranche, 14–22% p.a.) for bridging senior LVR caps; preferred equity (target IRR 14–22%) for maximum leverage without a second mortgage; commercial property investment loans ($3M+) for office, industrial, retail, and healthcare assets; land bank and DA finance; residual stock facilities; subdivision finance; and specialised asset finance (aged care, childcare, medical). Evcorp Commercial arranges all of the above through a whole-of-market panel.

Why choose a Melbourne-based commercial broker over a Sydney or Brisbane broker?

A Melbourne-based commercial broker brings: (1) deep local market knowledge — understanding of Melbourne's planning zones, council dynamics, precinct structures, and sub-market performance that directly affect lender appetite; (2) local lender relationships — Melbourne-based credit managers, business development managers, and valuers who understand the local market; (3) on-the-ground presence — the ability to walk a site, meet the developer, and present the transaction to lenders with genuine local insight. That said, Evcorp also serves clients nationally — the Melbourne base is a strength, not a limitation.

What areas of Melbourne does Evcorp cover?

Evcorp Commercial covers all Melbourne metropolitan and growth areas including: Melbourne CBD, Southbank, Docklands, South Melbourne, Port Melbourne, St Kilda, Richmond, Collingwood, Fitzroy, Brunswick, Northcote, Preston, Box Hill, Doncaster, Glen Waverley, Clayton, Dandenong, Frankston, Werribee, Tarneit, Melton, Sunbury, Epping, Craigieburn, and all growth corridors. The firm also arranges finance for projects in regional Victoria: Geelong, Ballarat, Bendigo, the Surf Coast, Mornington Peninsula, Gippsland, and the Macedon Ranges.

Contact Evcorp Commercial — Melbourne

Email: info@evcorp.com.au
Website: https://www.evcorp.com.au
LinkedIn: https://au.linkedin.com/in/evrenonder
Location: Melbourne, Victoria, Australia
Founded: 2012
ACL: 437989 | ACN: 159 339 769

Send a brief outline of your project — sector, location, quantum, and timing — and a director will respond within one business day. All enquiries handled in confidence.