Evcorp is a specialist construction finance broker arranging funding for property developers across Australia. Whether you are developing residential apartments, townhouses, mixed-use projects, or commercial property, Evcorp structures the construction finance facility that gets your project to completion — on terms that work for your project economics.
We work with a panel of over 50 bank and non-bank lenders, giving your project access to capital that most developers cannot reach directly. From $5 million to $100 million and above, Evcorp has arranged construction finance for developers at every stage of the market cycle.
Construction finance is a specialist form of project debt used to fund the building phase of a property development. Unlike a standard mortgage — which is drawn in a single amount — construction finance is drawn progressively as construction milestones are reached and certified by a quantity surveyor.
A typical construction finance facility covers:
Read our full guide: Construction Finance in Australia: What Property Developers Need to Know in 2026
The construction finance market in Australia has changed significantly since the 2020–2022 cycle. Bank appetite has tightened. Presale requirements have increased. LVR limits have contracted. And the non-bank lending market has become increasingly important for developers who need flexibility, speed, or deal complexity that banks cannot accommodate.
50+ active lender relationships — major banks, tier-2 ADIs, non-bank mortgage funds, private credit funds, and family offices. We know which lenders are actively writing construction loans today, not just who is theoretically on panel.
Evcorp prepares your information memorandum to credit-floor standard — project overview, feasibility review, developer CV, QS report, comparable sales analysis. A complete IM cuts weeks off the approval timeline and materially increases credit approval probability.
A significant proportion of Evcorp's transactions involve developers who have received a decline from one or more banks. The non-bank lending market has materially expanded and provides credit solutions for projects outside bank credit policies.
You deal with a principal from first call to settlement. No junior handovers, no sales-to-credit fumbles, no surprises at term-sheet stage. Evcorp manages the entire process from information collection to drawdown.
| Finance Type | Description | Typical LVR |
|---|---|---|
| Senior Construction Debt | First mortgage construction facility covering the full construction period. Interest capitalised or paid monthly. | Up to 65–75% GRV |
| Residual Stock Finance | Finance secured against completed but unsold stock post-construction. Allows developers to hold and sell at their own pace. | Up to 65% of completed value |
| DA Finance / Land Acquisition | Finance for sites with development approval, bridging from land purchase to construction loan approval. | Up to 65% LVR |
| Top-Up Finance | Additional facility to cover cost overruns or unforeseen project costs during construction. | Case-by-case |
| NDIS / Social Housing Finance | Specialist construction finance for NDIS-registered projects with enhanced lender appetite. | Up to 70–75% LVR |
Every construction finance application is assessed on a combination of project metrics and developer track record. Evcorp prepares your information memorandum to address each of these criteria comprehensively:
Discuss your construction finance project — sector, location, quantum, timing — and Evren will respond directly.
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