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Capability 04 · Acquisition Finance

Acquisition finance that clears credit before settlement.

Acquisition finance for industrial, commercial, retail and investment-grade assets — including pre-settlement structuring, due diligence support and contract-aligned conditions precedent. We engage at contract review, not at the panic call two weeks from settlement.

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$240M+
Acquisitions financed
68%
Median senior LVR achieved
$135M
Largest single acquisition
25days
Median credit-to-settle
Why Evcorp

The same deal, a better outcome.

Sponsors who engage Evcorp before approaching lenders consistently achieve higher approval rates, tighter pricing and better terms. Here is why.

01.

Pre-contract structuring

We're most useful before you sign. Engaged at offer stage, we can shape the deposit, settlement date and conditions to suit the optimal funding structure — not retro-fit funding to a hard contract.

02.

Lender certainty at unconditional

Where contracts are tight (auction settles, short due diligence), we'll secure conditional credit approval ahead of going unconditional. You sign with confidence, not optimism.

03.

Whole-of-market for difficult assets

Tier-1 banks decline plenty of assets that are perfectly bankable elsewhere — older industrial, regional, mixed-tenancy, vacant possession. We know which lenders write what.

04.

Settlement-day project management

We co-ordinate the lender, valuer, lawyer and your accountant in the final fortnight. Settlement does not slip because something fell through the cracks on our side.

How it works

From brief to settlement in four steps.

01

Engage at offer

Talk to us at offer stage. We'll model the funding cases so your bid is informed by what you can actually borrow.

02

Conditional approval

While due diligence runs, we run formal credit submission in parallel. Conditional approval before you go unconditional.

03

Documentation

Facility documentation drafted to match contract conditions and settlement timing.

04

Settle

Settlement-day project management. Funds in trust, conditions cleared, transfer executed.

What we finance

Built for the deal in front of you.

We finance acquisitions of commercial, industrial, large-format retail, mixed-use and specialised assets across Australia. Single assets and portfolios. Owner-occupier and investment-grade. Trade sales and off-market.

For investment-grade assets with quality tenants and long WALE, expect tier-1 bank pricing. For value-add, vacant possession, regional or specialised assets, we'll find the right non-bank or private credit partner.

Typical structure
Quantum$5M – $350M+
Asset classesCommercial · Industrial · Retail · LFR
Senior LVRUp to 65–70% (IG) / 60% (value-add)
Term3 – 7 years (IO 1–5yr)
PricingBBSY + 1.85% to + 6.50%
Credit timing25 days median
Settlement supportIncluded in mandate
FAQs

Frequently Asked Questions — Acquisition Finance

What is commercial property acquisition finance?
Acquisition finance is a loan used to purchase an existing commercial, industrial or investment-grade property. Unlike development finance, the asset is already built — the loan funds the purchase price with the property as security. Evcorp structures acquisition facilities for office, retail, industrial, healthcare and mixed-use assets.
When should I engage Evcorp for acquisition finance?
Engage Evcorp at contract review stage — before you go unconditional. Pre-settlement structuring allows us to align conditions precedent with your settlement date and avoid last-minute delays. Early engagement consistently produces better pricing and higher approval rates.
What LVR is available for commercial property acquisition?
Senior acquisition finance for commercial property typically ranges from 60–70% LVR depending on asset type, lease profile, location and borrower strength. Industrial and logistics assets often achieve stronger LVRs than retail. Evcorp's whole-of-market access finds the lender most suited to your specific asset.
Can Evcorp arrange acquisition finance for industrial property?
Yes. Industrial property is one of the strongest asset classes for acquisition finance in Australia, driven by strong tenant demand and long WALE profiles. Evcorp has deep relationships with lenders who specialise in industrial, logistics and warehouse assets.
What due diligence do lenders require for a commercial property acquisition?
Lenders typically require an independent valuation, a review of leases and tenant covenants, building and environmental reports where relevant, evidence of the purchaser's equity and the borrowing entity's structure, and contract conditions that align with the facility's conditions precedent. Evcorp runs the credit submission in parallel with the purchaser's own due diligence so conditional approval is in place before the contract goes unconditional.
Related

Other capabilities.

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Refinances

Restructure existing facilities for better pricing or released equity.

→

Investment Property Finance

Commercial mortgages and investment loans from $3M+ for HNW investors.

→

Preferred Equity

Capital-stack optimisation alongside senior acquisition debt.

Bidding next week? Talk this week.

Pre-contract is when we add the most value. Send the IM or contract summary and we'll have indicative funding terms back inside 48 hours.

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