Restructure existing facilities for improved pricing, increased leverage or release of trapped equity into the next position. We test your existing book against the full lender panel every 6–12 months — sometimes the win is at your current bank, often it isn't.
Sponsors who engage Evcorp before approaching lenders consistently achieve higher approval rates, tighter pricing and better terms. Here is why.
We re-price your existing facility against the full panel — banks, non-banks, private credit. If your incumbent is still the best, we tell you. If not, the alternative is on the table with terms attached.
Many refis are pricing-only conversations. We also stress-test the LVR — 5–10% leverage uplift on the same asset is a common second win we extract from a competitive process.
Released equity needs to land in a structure that doesn't cause an income/tax mismatch or breach your next senior facility's covenants. We work alongside your accountant on the receiving structure, not just the source facility.
If you want to refinance away from a bank without burning the relationship, we manage the conversation. Banks lose deals all the time — done well, it's not a reputational issue.
Current facility terms, asset performance, sponsor objectives (price / leverage / equity release / tenor).
We test against 4–6 alternative lenders. Quantified outcome inside 5 business days.
If the win is meaningful, we prepare full credit packs for the preferred 1–2 lenders.
Settle the new facility, retire the old. Typical end-to-end 3–5 weeks for clean files.
We refinance income-producing commercial property, development facilities mid-construction, and residual stock facilities at the end of project. The trigger is usually rate roll, covenant breach risk, equity release for the next deal, or the bank simply repricing on rollover.
If you've held a facility on the same terms for more than 24 months without testing the market, the market has almost certainly moved.
For a fast indicative on a live deal, drop a one-line summary — sector, location, quantum, timing — and a director will respond directly.
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