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Investment Property Finance · HNW Investors · Australia

Investment Property Finance — Specialist Broker for Australian Property Investors

Evcorp arranges investment property loans and commercial mortgages for high net worth property investors and portfolio holders across Australia. Whether you are acquiring a new commercial asset, refinancing an existing portfolio, accessing equity for further investment, or restructuring debt ahead of rate movements — Evcorp sources the right facility from the right lender.

Our panel spans major trading banks, tier-2 lenders, non-bank mortgage funds, and private credit providers. For investors who have hit APRA serviceability constraints with major banks, Evcorp's non-bank relationships open access to capital that is simply not available through standard mortgage channels.

$3M+
Minimum loan size
50+
Bank & non-bank lenders
APRA
Non-bank alternatives available
SMSF
Specialist structures supported
Services

Investment Property Finance Services

ServiceDetailsWho It Suits
Acquisition Finance First mortgage debt for acquiring commercial or residential investment properties. $3M–$50M+. Investors acquiring new assets, syndicates, family offices
Portfolio Refinance Refinancing existing investment debt — reduce rate, release equity, or restructure across multiple properties. Established investors with mature portfolios
Equity Release / Cash-Out Accessing equity in existing assets for reinvestment, business capital, or portfolio expansion. HNW investors with equity in unencumbered or low-LVR assets
Non-Bank Alternatives Facilities for investors who have exceeded APRA serviceability caps with major banks. Investors blocked by bank serviceability walls
SMSF Property Finance Investment property loans held within a Self-Managed Super Fund structure. SMSF trustees with commercial or residential investment strategies
Commercial Mortgage First mortgage debt over commercial, industrial, retail, or mixed-use investment assets. Commercial property investors and syndicates
Why Evcorp

Why High Net Worth Investors Use Evcorp

01.

Access to 50+ lenders

Banks, non-banks, private credit, and global capital providers that most investors cannot access directly. Evcorp's panel includes lenders who specialise in complex portfolio structures, trust borrowing, and SMSF investment finance.

02.

Complex structure expertise

Specialist expertise in complex structures — multiple properties, cross-collateralisation, trust and corporate borrowing structures, SMSF. Evcorp has arranged investment finance across every structure type in the Australian market.

03.

Non-bank alternatives

When banks say no due to serviceability, APRA caps, or policy restrictions, Evcorp finds a viable lender. Non-bank credit policies are significantly more flexible on investment lending concentration and serviceability assessment.

04.

Negotiating power and speed

Evcorp's loan volume gives us pricing leverage that individual borrowers cannot achieve. We manage the entire process from information collection to settlement — protecting your time and maximising the speed of execution.

FAQ

Frequently Asked Questions — Investment Property Finance

Can Evcorp arrange finance for investors who have been declined by their bank?
Yes. Bank declines are common for high-volume property investors due to APRA serviceability requirements, negative gearing calculations, or policy restrictions on investment lending concentration. Evcorp's non-bank panel has significantly more flexible credit policies and can accommodate investors who have reached bank lending limits.
What is the minimum loan size Evcorp works with for investment property?
Evcorp works on investment property transactions from $3 million upwards. Smaller investment loans are better served by residential mortgage brokers. Our focus is on commercial-scale investment portfolios where specialist lender access and deal structuring creates real value.
How do non-bank investment property loans differ from bank loans?
Non-bank investment loans typically offer more flexible serviceability assessments, higher LVR limits in some cases, faster approval times, and greater tolerance for complex borrowing structures. The trade-off is generally a higher interest rate — typically 1–3% above major bank rates depending on lender and risk profile. For investors who cannot access bank finance or need to move quickly, non-bank options provide a genuine solution. Evcorp always benchmarks non-bank offers against bank alternatives so you have full transparency on cost.
Related

Related capabilities.

Acquisitions

Pre-settlement acquisition finance for commercial property.

Refinances

Restructure existing facilities for improved pricing or leverage.

Health & Specialised

Finance for medical, childcare and specialised property assets.

Discuss Your Investment Property Finance Strategy

Evcorp works with high net worth property investors and portfolio holders to structure the right debt for each asset and each objective. Contact Evren to discuss your portfolio and requirements.

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Discuss your investment property finance requirements — asset type, portfolio size, structure — and Evren will respond directly.

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