Asset finance for commercial fleets, heavy machinery, earth-moving and yellow goods — chattel mortgage, hire purchase, finance lease and operating lease structures. Whole-of-market across the bank, non-bank and captive lender panel.
Sponsors who engage Evcorp before approaching lenders consistently achieve higher approval rates, tighter pricing and better terms. Here is why.
Chattel mortgage vs operating lease vs finance lease materially changes your tax position and balance-sheet treatment. We work with your accountant on structure before approaching the lender.
Major bank rates are often beaten by manufacturer captives (Caterpillar Finance, Komatsu Finance, John Deere Financial) or specialist non-banks. We test all three on every mandate.
Many bank policies cap used-equipment finance hard. We know which non-banks and specialists will write used yellow goods and at what residual.
For sponsors building a fleet across multiple acquisitions per year, we negotiate revolving or master facilities — once approved, draw against pre-agreed asset categories without re-applying.
Asset(s), supplier, total drive-away cost, sponsor financials, preferred structure (chattel / lease).
Indicative within 48 hours from bank, non-bank and captive options.
Application, asset inspection if required, documentation.
Funds paid direct to supplier on PPSR registration. Settlement typically 5–10 business days.
We finance commercial fleets, prime movers, trailers, earth-moving equipment, cranes, generators, agricultural equipment, materials handling and specialised industrial plant. New, near-new, and used assets including ex-rental and ex-lease.
For fleet operators acquiring across the year, we set up master facilities — a single credit approval that funds individual asset drawdowns on demand against pre-agreed parameters.
For a fast indicative on a live deal, drop a one-line summary — sector, location, quantum, timing — and a director will respond directly.
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